A Health Insurance Policy is a contract between an individual and an insurance company that provides coverage for medical expenses incurred due to illness, injury, or other health-related issues. This policy typically includes benefits such as coverage for hospitalization, doctor's fees, surgical procedures, diagnostic tests, medications, and other medical treatments. Depending on the specific policy and its provisions, additional benefits may be offered, such as coverage for outpatient services, maternity care, mental health services, preventive care, and wellness programs.